Michael Richter

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From Fund Selection 01 April 2006

By PWM Editor

“We reduced the number of holdings by selling the AmEx European Small & Mid Cap Fund and, instead of the Janus Risk Managed Core Fund and the Pioneer US Mid Cap Value Euro Fund, we picked the OP American Equities Fund. Furthermore, we replaced the Spaengler CashTrust with the ESPA Euro Cash and the Dexia Inflation Linked Bond Fund with the Aberdeen Sov. High Yield Bond Fund due to poor performance.”

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